Although there is nothing wrong with this practice (and I certainly don’t begrudge a company for earning money) you may find yourself inadequately covered should the need arise to make a claim on the insurance. Some insurance sales people simply don’t understand RV products, and consequently they don’t understand the proper coverage & requirements of the RV owner.

RV insurance is best left to the specialists - people who insure RVs day in and day out.

RV Insurance - Coverage: The Coverage your RV Insurance Policy provides is almost MORE important that the price you pay for it - most insurers emphasize price rather than coverage - and there is a good reason for that - Read my RV Insurance post on My Blog and see what One Client has found out that REALLY Surprised her!

RV Insurance - Prices: Probably one of the most misunderstood aspects of RV Insurance is that all Insurance Companies basically charge the same for RV Insurance. What you have to be aware of when shopping for and comapring RV Insurance Rates is the Details of the Coverage you are paying for! You may find a cheaper price for insurance on your RV but actually be getting less coverage for your money, which means it is not cheaper at all, really. You're paying less and getting less.

Edmonton RV: RV Insurance

Quite often I’m asked by prospective clients what I know about RV Insurance, to which I commonly reply “not much”! I DO KNOW that much like auto and motorcycle insurance, the RV Insurance industry is EXTREMELY competitive. You owe it to yourself to shop around for the BEST INSURANCE RATES. Don’t automatically assume that your common insurer provides or even knows about insuring an RV. Motorhome insurance is a bit more complicated than the insurance you will get on your travel trailer or 5^th wheel. It is often advisable to insure your RV with collision insurance only during the season you are using it.

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